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Snap Scores Financing Deal With New Daytona Dealership

Midtown Motorcycle and Scooters, a new dealership in Daytona Beach, Fla., has inked an exclusive finance partnership with Snap FinancePowersports Finance has learned.

“What we specialize in is financing people that are challenged and we don’t do buy-here-pay-here,” David Hurtibise, manager of Midtown Motors told PSF. “We actually have financial institutions [exclusive to us] in Daytona and they lend money to people with no credit checks.”

Based in Salt Lake City, Snap will finance any customer based on payment history, regardless of credit score.

“What they do is they check the health of your bank account,” Hurtibise said, explaining that “health” refers not to how much money is in the bank account and the consumer’s ability to manage that money. “They want to see that your bank account is active, receiving money, and doesn’t hit zero. They want to see that you are able to manage the funds that you have. If you can show that you are able to handle that, they will lend you money.”

The Snap Finance program can only be used on scooters, but it will also finance accessories and service.

In addition to its exclusive partnership with Snap, Midtown Motors offers financing through 12 major banks and four “associate” non-bank companies, according to a press release.

Midtown Motors is a dealership in which a consumer can buy, sell, trade, and finance their next motorcycle, scooter, or quad. The dealership has more than 50 years of experience between the staff members and the owners have worked in the powersports industry in Daytona Beach for 15 years. The dealership features a full-service shop for maintenance, repair, or upgrades.

The dealer claims to have the largest supply of Japanese and Chinese scooter parts in stock in the Daytona Beach area.

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As Associate Editor of Powersports Finance, Matt Wood reports on the latest developments and trends of the powersports finance world, from innovation to new partnerships. He's also a movie/TV show buff and is willing to argue about Lost anytime. Former bylines include Scout Media and CinemaBlend.

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