Robert (“Bob”) Gage is a partner in Hudson Cook’s Michigan office. His practice focuses on consumer financial services matters, concentrating on personal property financing and leasing in the automobile finance business. Before joining Hudson Cook, Bob was in-house counsel for BMW Financial Services for over 12 years. He regularly advises clients on matters relating to licensing, disclosure, servicing, e-commerce, privacy, regulatory examinations, and compliance management. His practice also includes representing clients involved in commercial lending and alternative business financing. He assists sales finance companies, lenders, and merchant cash advance providers with the review, drafting, and negotiation of contracts and related documents.